The Game of Homeownership: Chess or Checkers & What Could be Holding You Back…
Do you currently own a home, but feel stuck and like you’ll never be able to afford a move?
You have a 4% (or less) interest rate, car payments, and credit card debt. And while you have enough potential equity in your home for a large down payment on another house, it just doesn’t seem enough to offset the current cost of housing and mortgage rates.
But what if you’re thinking about it all wrong? Chris Johns breaks down the board to show you how to quit playing checkers and instead start playing chess: strategic and with multiple pathways to success rather than a cut and dry failure.
When it comes to home ownership in 2026, it’s less about income and housing prices and more about monthly payments, debt to income ratios, and utilizing the equity in your home strategically. Find out how you might be able to leverage your way into a home today!
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Who We Are
We are a Realtor & Lender who have been listening to person after person after person bemoan the fact that they will never be able to leave their current home, no matter how ready they are to move, due to the cost of housing. We are here to challenge that narrative and equip homeowners for the next phase of their journey!
Chris Johns
Mortgage One Northwest, Loan Officer
MLS# 85440 | Phone: 360-870-4253
Buying a home can be both exciting and a little overwhelming at times – That’s where Chris Johns comes in! As a mortgage loan officer serving the Olympia Community since 2004, Chris has guided over 1,000 families with their financial & homeownership dreams. With his more than 20 years of experience and a friendly approach, you’ll find out right away that he has a knack for explaining complex details in simple terms. Chris will be your trusted partner throughout the entire mortgage process and would love to get to know you & truly earn your trust!.
Chelsea Royer
Realtor | Phone: 360-500-2791
Chelsea has been a Realtor through the shifting markets of the last few years. With overwhelming feedback being that homes, interest rates, or competition are the reasons for being unable to move despite the need or desire to do so, she has been determined to find resources to help make the journey forward possible. With a focus on client advocacy and trust building, Chelsea loves developing relationships with her client that extend beyond the sale of a home.